Xero (JAX)
JAX is Xero's agentic AI. It automates bank reconciliation, data entry, and getting paid, and leaves the exceptions for a person to approve.
AI features
- Auto Bank Reconciliation (labeled beta in Xero's Aug 2026 update, rolling out gradually): explains why it matched each transaction and flags the exceptions
- Xero says Auto Bank Reconciliation saves about 50% of monthly bank rec time (vendor claim)
- XeroForce agent builder with a month-end agent template (early access as of Aug 2026)
- Integrations with Microsoft 365, Claude, and ChatGPT that bring in live Xero data
Pricing
One review reports that JAX auto-reconciliation comes with the Growing ($55/mo) and Established ($90/mo) plans, not Early ($25/mo). Confirm on Xero's pricing page.
Best for
Firms whose clients are on Xero, especially for bank rec at scale.
Watch out for
XeroForce was in early access when Xero announced it on Aug 19, 2026.
Sources
- Xero: Xerocon US AI announcements (Aug 2026)
- Xero: JAX superagent (Sep 2025)
- Best AI tools for small accounting firms (Sep 2026)
Last verified 2026-10-15.